Offset Processing Costs
Use compliant strategies to reduce or offset your merchant fees.
FairCharging
Turn a Necessary
Expense Into a
Profit Driver.
Reduce your credit card processing costs and keep more of what you earn. FairCharging uses compliant, strategic solutions to offset fees, improve cash flow, and increase your profitability — with no upfront investment.
Lower Costs
Reduce unnecessary fees.
Increase Profitability
Keep more of what you earn.
Compliant & Transparent
Built on proven, compliant strategies.
No Upfront Investment
Results without added cost.
What is FairCharging?
A Smarter Approach to Payment Processing.
FairCharging is EncompassPay’s proprietary program designed to help businesses offset credit card processing costs through compliant, strategic solutions. Instead of accepting high fees as a cost of doing business, we turn payment processing into a tool to improve your bottom line.
Improve Cash Flow
Keep more revenue in your business and reinvest in growth.
Fully Compliant
Built with industry regulations and card network rules in mind.
No Upfront Cost
Get started with no upfront investment in the program.
See your potential savings
How Much Could You Save?
Enter your estimated monthly card volume and current processing rate to see your potential savings with FairCharging.
Estimated Annual Savings
$9,600
Based on $100,000 monthly volume and a 0.8 percentage-point reduction in processing costs.
29%
Estimated Savings
*Estimates are for illustrative purposes only. Actual savings may vary based on your business, industry, and processing profile.
A simple process
How FairCharging Works
1
Share Your Statement
Provide a recent payment processing statement for our team to review.
2
Get a Custom Analysis
We analyze your current fees and identify opportunities for savings.
3
Implement Your Solution
We help you implement the right strategy and support you ongoing.
Why businesses choose FairCharging
More Than Lower Fees — A Stronger Business.
Lower Operating Costs
Reduce unnecessary processing fees.
Higher Profit Margins
Keep more of every transaction.
Reinvest in Growth
Use savings to hire, expand, or improve your business.
Expert Support
Work with a team that understands your industry.
Designed for a wide range of businesses
Does FairCharging
Work for My Business?
FairCharging can benefit most businesses that accept credit card payments, including professional services, eCommerce, high-risk merchants, and more.
Professional Services
eCommerce
High-Risk Industries
Healthcare
Travel & Hospitality
And Many More
Real results
Businesses Are Seeing the Difference.
FairCharging helped us reduce our processing costs significantly. The savings have made a real impact on our bottom line.
Professional Services
The process was simple, and the EncompassPay team handled everything. We’re now saving thousands each month.
Online Retail
We were paying high fees for years. FairCharging gave us a compliant solution that actually works.
Medical Services
Illustrative testimonials supplied in the design reference; not independently verified.
Frequently asked questions
Have Questions?
We’re here to help. Here are some of the most common questions about FairCharging.
Talk to an ExpertStop Paying More Than You Should.
Get a free, no-obligation payment review and see how much you could save with FairCharging.