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The Advisor’s Guide to Conversations About Payment Acceptance Costs
A practical conversation guide for trusted advisors who want to help clients explore potential reductions in payment acceptance expenses. Includes a sample script, an explanation of FairCharging, and guidance on introducing interested clients to EncompassPay for a professional review.
- Start the conversation with a simple question about the client’s last payment acceptance cost review.
- Use a sample script to introduce FairCharging and payment optimization strategies.
- Explain that FairCharging may help qualified businesses offset costs while maintaining customer transparency.
- Connect interested clients with EncompassPay for a professional review.
PDF | 2 pages | Updated for 2026
All Guides & Reports

Professional Services
Building a More Profitable Tax Resolution Firm
Explore how tax resolution firms can strengthen margins, improve cash flow, and build enterprise value through modern financial infrastructure. This white paper examines four hidden profit leaks and outlines strategies for payment acceptance, automated collections, integrated workflows, and compliant FairCharging.

FairCharging
EncompassPay FairCharging: A GreenSky Patient Solutions Partner Spotlight
This one-page GreenSky Patient Solutions spotlight introduces EncompassPay’s FairCharging solution for reducing credit card processing costs. It highlights stated savings, compliance, no contracts or termination fees, and a free consultation with payment experts.

Payment Optimization
The Rules Have Changed: How Surcharging Can Lower Credit Card Acceptance Costs
Explore how surcharging can help U.S. businesses reduce credit card acceptance costs. This white paper explains processing fees, outlines surcharge rules, and presents SaaS and membership case studies covering savings and shifts to ACH payments. It recommends independently verifying the rules cited as payment requirements change.

FairCharging
EncompassPay FairCharging: Processing Fees, Compliance and Payment Capabilities
Explore EncompassPay’s FairCharging approach to adding fees to credit card transactions. This guide outlines the program’s compliance features, retail and online payment capabilities, and the steps for savings analysis, application and implementation.

High-Risk Merchants
Improving Profitability and Enhancing Operations for Online Gaming & Sweepstakes Operators
Explore payment processing and compliance challenges facing online gaming and sweepstakes operators, including limited payment options, cash app account shutdowns, and delayed payouts. This guide outlines EncompassPay’s high-risk processing services and presents a client case study on expanding payment options and streamlining payouts.

FairCharging
EncompassPay FairCharging: Reduce Credit Card Processing Costs
Explore EncompassPay FairCharging, which offers zero upfront costs and savings of up to 90% on current processing fees. This one-page overview explains the credit card fee, no-fee payment alternatives, supported payment environments, and the steps to get started.

Payment Optimization
EncompassPay | Payment Technology & Profit Optimization
EncompassPay helps businesses protect profit, improve cash flow, and build enterprise value through smarter payment technology and financial infrastructure. Its solutions include FairCharging, specialized merchant accounts, and payment optimization strategies designed to help qualified businesses reduce payment acceptance expenses while maintaining compliance and customer choice. EncompassPay also partners with financial advisors, consultants, and business professionals to deliver valuable financial solutions to their clients while creating opportunities for recurring referral revenue.
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