Free Guide
The Rules Have Changed: How Surcharging Can Lower Credit Card Acceptance Costs
Explore how surcharging can help U.S. businesses reduce credit card acceptance costs.

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Reduce Costs
Identify hidden fees and pricing opportunities.
Make Informed Decisions
Understand your options with clear comparisons.
Improve Efficiency
Streamline your payment operations.
Drive Growth
Keep more of your revenue to invest in your business.
What's Inside
A Practical Guide for Business Owners
Explore how surcharging can help U.S. businesses reduce credit card acceptance costs. This white paper explains processing fees, outlines surcharge rules, and presents SaaS and membership case studies covering savings and shifts to ACH payments. It recommends independently verifying the rules cited as payment requirements change.
PDF | 7 pages | Updated for 2026
Understand how interchange, card brand fees, processor fees, and rewards programs affect acceptance costs.
Included in the Payment Optimization guide.
Review the document’s surcharge limits, card eligibility, registration, receipt, and disclosure requirements.
Included in the Payment Optimization guide.
Explore SaaS and membership case studies reporting total monthly savings of $662,455 and $1,401,465, respectively.
Included in the Payment Optimization guide.
See how customers shifted to ACH payments to avoid credit card surcharges.
Included in the Payment Optimization guide.

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