Fictional demo · September 2026
Payment Cost Report
Example Retail Store · Example Processor · USD
Sample only — not a real merchant report. All input figures are fictional and match the downloadable example statement. They are not EncompassPay pricing, typical results, or guaranteed savings.
Monthly volume
$95,400.00
Fictional statement input
Effective rate
2.00%
Total fees ÷ volume × 100
Monthly fees
$1,908.00
Fictional statement input
Annualized cost
$22,896.00
Monthly fees × 12
Potential savings
Unavailable
No alternative pricing supplied
Processing cost
Current monthly fees$1,908.00
Alternative cost: unavailable. A comparison requires explicit alternative pricing; no competing rate is assumed.
1,200 transactions · Calculated average ticket: $79.50
Reconciled fee breakdown
- Interchange
- $1,200.00
- Network assessments
- $100.00
- Processor markup
- $500.00
- Monthly account
- $108.00
- Unclassified balance
- $0.00
- Total monthly fees
- $1,908.00
Summary total is not added again. Gateway, equipment and chargeback fees were not provided; absence does not establish zero cost.
Review findings
- Fee reconciliation: listed components sum to $1,908, matching the supplied total.
- Pricing review: the $500 markup can be reviewed with an expert, but no reduction is established.
- Missing detail: confirm whether separate gateway, equipment or chargeback charges exist.
- Next step: obtain complete alternative pricing before calculating a savings comparison.
Assumptions & evidence
- Status: fictional demo, not merchant-verified or an expert proposal.
- Source: downloadable example statement. All calculations use the displayed inputs.
- Annual cost assumes twelve identical months; it is not a forecast.
- No card mix, contract terms or alternative pricing supplied.
- A real report preserves reviewed values and flags inconsistent or missing information.
Get a report based on your business
Your actual figures determine the results.